Congratulations! You're ready to buy a home
Congratulations! You're ready to buy a home
Do I Qualify?
Do I Qualify?
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case by case basis.
Loan Products:
- Fixed Rates
- Adjustable Rates (ARM)
- Conforming Loans
- Jumbo & Super Jumbo Loans
- FHA, VA, & USDA Loans
- Terms from 5 to 30 Years
Mortgage Home Purchase Loans without the Hassle!
Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.
We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE pre-approval letter request.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.
The Home Purchase Loan Process
Here’s how our home purchase loan process works:
- Complete our simple mortgage pre-approval letter request
- Receive options based on your unique criteria and scenario
- Compare mortgage interest rates and terms
- Choose the offer that best fits your needs
Do you know how much home you can afford? Take the first step by getting pre-approved here for FREE!
Do you know how much home you can afford? Take the first step by getting pre-approved here for FREE!
Lending Done Right
Purchasing or selling a home is a complex and tedious process. At America Wholesale Mortgage, we've earned a stellar reputation among real estate professionals, builders, and individual home buyers for simplifying the process.
Lending Done Right
Purchasing or selling a home is a complex and tedious process. At America Wholesale Mortgage, we've earned a stellar reputation among real estate professionals, builders, and individual home buyers for simplifying the process.